Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.This was within the last week. Im still waiting for the check because they mail it normal mail and so I couldn't pick up the car yet. I guess it depends on the dealer 😕. Good afternoon, I submitted an auto loan application through Penfed recently. I got prequalifed for 6.64% for 72 months based on some - 6687789.Two weeks ago when i logged into my checking account, there on the sidebar where messages are placed was a message that said "new see if you pre-qualify for a credit card"(I have a mastercard with world points). It was there for a few days and then ti was gone.These 2 credit cards alone are double my previous combined credit limits. 'Less than great' credit caused by my Paypal Credit acount starting to report to the bureaus, resulting in about a 50 point drop which spiked my utilization. Fico 8: Transunion-698; (NFCU used this score) , Equfax-669- (Discover used this one) , Experian-681.Re: Verizon Visa Pre Approved Through App. @Anonymous wrote: I did not accept the offer. Maybe after Amex stops the monthly Wireless credit. Between my 2 platinums and Green cards thats $50 plus the 5% on my Cash+ card, this card is not worth it for me yet. Also, Ill be 1/12 next month and want to try for the US Bank Altitude Reserve …Feb 20, 2015 · Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.Re: Capital One Pre Qualified vs Pre Approved? Yes it won't say pre approved it will say pre qualified go head and apply ther pretty solid on there pre qualifying offers GOOD LUCK. 02-13-2016 04:55 PM.Re: Bank of America® Unlimited Cash Rewards Card. Yes, that's it. A hard pull would be a sure thing but even with the valid prequal an approval is not, so your reluctance is understood. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.See if You're Pre-Qualified; Travel Credit Cards; Cash Back Credit Cards; No Annual Fee Credit Cards; Credit Intel - Financial Education Center; BUSINESS CREDIT CARDS. View All Business Credit Cards; Most Popular Business Credit Cards; Travel Business Credit Cards;Citi AAdvantage Platinum Select $23.6k Approval. [. 1. 2. ] by jacetx on 05-17-2024 03:22 PM Latest post on 05-19-2024 02:40 PM by ScenicRouteTo850. 13 Replies 576 Views. 13 Replies. 576 Views.Re: Bank of America do not provide Pre-Approvals. Most prequalification pages from other banks so a soft pull, and if you prequalify, you have a pretty good chance for approval. BoA doesn't do that. Their prequalification page is just a marketing scam and the result doesn't mean anything in terms of your approval chances, as AverageJoesCredit ...Last month (July 11th), I was pre-approved for up to the Savor One. I decided to apply for the Savor One and was declined. Since then, I've added $7,750 in available credit to my profile + I was given an auto-CLI on my QS1 from $750 to $2,250 (after months of CLI denials). I decided to check the Capital One pre-approval site today …Re: Penfed Personal Loan Prequalify Tool They WILL absolutely require PoI if your income doesn't match what Equifax (The Work Number) has listed for you. They MAY ask for PoI if your company doesn't use a service that reports to such.Re: Prequalify for credit cards. @razzy116 The alert occurs after the score increase/decrease so the "system" already has the new scores. But note that some lenders use soft pulls for pre-qualification while others use their own databases which might not update frequently. Insuch cases you might need to wait up to a month before their system ...Apr 1, 2020 · Re: CHASE PRE-QUALIFIED. Hello and welcome to the forums! A solid APR is a good indicator of approval. It is always a YMMV situation with any preapproval and is never guaranteed, unfortunately. The reason your APR changed is due to federal prime rate dropping a full percentage point on 3/16; any cards with variable APR just went down a point ...Aug 21, 2021 · Re: Chase Amazon. You cannot pre-qualify for an Amazon Credit Card. Neither the Amazon Visa Credit Card nor the Amazon Store Card offers pre-qualification. You will need to submit an actual application to find out if you qualify for the card. 08-21-2021 04:05 AM.Re: CHASE PRE-QUALIFIED. Hello and welcome to the forums! A solid APR is a good indicator of approval. It is always a YMMV situation with any preapproval and is never guaranteed, unfortunately. The reason your APR changed is due to federal prime rate dropping a full percentage point on 3/16; any cards with variable APR just went down a point ...Sorry! I was typing on my GPhone and for some reason, it would not let me post anything. Anyway, my GF and I were pre qualified for an FHA - 425361Approved for BC with a $1,400 SL and 18.24% APR. 8/17 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 675. Requested 3X CLI instant approval, new CL $4,200. 2/18 - At about 35% UTIL overall and 30% on AMEX BC Experian FICO 8 - 712. Requested 3X CLI instant approval, new CL $12,600.Re: DCU pre-approval for Visa (and approval) When I opened for a checking account I got preapproval for a car loan. I decided to apply for their credit card and instantly approved! I think you got good chances of getting approved. Message 9 of 15.You and @M_Smart007 could find that elusive 4th card and break the $80K threshold. Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already - 5998709 - 3.Of this amount, have already some credit cards showing limits of $28.5K, $25K and 17.5K on all 3 CBs. Have an active personal unsecured credit line with US Bank of $25K, 0% utilization, also included in the above. Total reported credit history: between 7 and 8 years (depending on CB). AAoA: 4.2 - 4.6 years.Nov 21, 2021 · BOA prequalify unreliable. Last night for the heck of it i went on the BOA prequal page. it said i qualified for one of their unsecured rewards cards so i followed through with the app. The wheel of death kept spinning and didnt stop in my favor. Now i have an extra wonderful hp on my experian for no gain. >/ nfcu platinum 15k, BABY NEEDS NEW ...Analysts have been eager to weigh in on the Materials sector with new ratings on Pilgrim’s Pride (PPC – Research Report) and DuPont de Ne... Analysts have been eager to weigh...GM Card - Marcus by Goldman Sachs. I noticed tonight that there seems to be a new GM MasterCard (Marcus by Goldman Sachs) but I searched the forum and couldn't find anything about it. I checked the website out and it looks like they prequalify you in a similar way as they do with their Apple Card.Andrews Federal Credit Union Secured Credit Card. Hi Everyone. I've been a member of Andrews FCU since this past March of 2022, so about 6 months. I started with the Base Share Savings Account and put $1,000 in it, and I have been making bi-weekly deposits of $40, since it's open date back in March. Shortly after opening that Account, I opened ...Was just messing around with pre qualifiers and had a pre qualified offer for the chase Amazon rewards prime visa. Had a single APR no ranges I know that's usually a good sign. anyway, my question is how reliable is chase's pre qualify? My credit isn't strong it's at 630-660 across all three and I'm not looking to add any inquiries for no reason.That means applicants need good credit for approval. This applies to all PenFed credit cards. If you receive a pre-approved mail or e-mail offer for a PenFed credit card, it means your credit profile likely meets the card's requirements for approval. While such an offer doesn't guarantee approval, it indicates good odds of getting the card.Know how much you can get preapproved for. Get your FICO® scores now and see how much you can borrow. Taking the time to get preapproved will make you a more …Apr 7, 2010 · Without your credit scores, they can't prequalify you for anything - especially if it is a conventional loan. If it's FHA, they will need to know if your middle score is above 620. I would pull a new report and see what's updated before you go. Starting Score: 627 EQ, 621 TU - 11/15/08. Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender ...Re: GM Pre-Approval. Carfax issue got resolved and today we purchased our new Traverse. Got a real good deal and a better rate from Ally. Was pre approved this afternoon through GM Financial for an auto loan up to $900 a month in a payment. Any ideas what that relates to in - 5317196.I closed on the loan today and during the closing it said I was pre-approved for a OneMain BrightWay credit card. I accepted without an additional pull on my credit. $3,000 starting limit, 26.99% APR, 1% Cashback, and after 6 payments I can chose either a CLI or a lower rate. They offer 2 rewards credit cards.Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Apparently, this is very difficult. I am having a prodecure at the beginning of May that will cost around $4,500. I will be able to put around $3,000 down on the procedure. I need the rest of the procedure to be financed. I have applied for Care Credit once, maybe two weeks ago, and was denied. My Equifax is 653 and my Transunion is 666.Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...I've been trying to get prequalified with Chase for a while now. I can never get pre-approval. I had two chargeoffs back in 2010 that I went back and paid in full in 2015. And I am currently at 6/24. Could these be the reasons. My scores are in the 700 to 800 range.My approval for my Citi Costco stemmed from a pre-qualify. Turned out to be legit. Definitely not a bank of america type situation where everyone gets them. My understanding is that they are pretty solid with pre-quals. Let us know. So I was interested in the Citi DC card and went to Citi's pre qualify page to see if anything came up. The Citi ...Credit Karma giving me a lower pre-qualified amount I did a credit karma prequalify based on my info, credit 735 experian, utilization 3%, income $98k, downpayment saved $10k. They say $184k I qualify for. I use some other estimators online that more than double that. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That ...myFICO® Forums; Types of Credit; Credit Cards; Re: Online PreQualify Sites; Options. Subscribe to RSS Feed ...I posted in Approvals that I FINALLY got the Overstock SCT popup today after months of trying, but after getting approved and joining their O-Club rewards program, I noticed a graphic that said I was pre-qualified for the O-Club Mastercard. Couldn't help myself, and filled out the app.CITI Prequalification. I tried to look for CITI Prequal yesterday, and nothing is working. Suddenly I saw this on their website, and now it's doing the Pre-qual, err Pre-Selected: Citi Credit Card - Check Pre-Screened Card. AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k.A more rewarding card for everyday purchases. See if you prequalify*. The more you use it, the more you get back. Everyday purchases are more rewarding with Fortiva. You'll earn 3% Cash Back Rewards on gas, grocery purchases, and utility bill payments, plus 1% Cash Back Rewards on all other eligible purchases.**. 3.Apple Federal Credit Union. I'm in the middle of my credit rebuild and I decided to apply for Apple Federal Credit Union since I have them and can't get anything other than secured card from USAA. There is a comments section in the application, so I put a note in there about how I know my credit isn't great but that I have been working really ...CITI Prequalification. I tried to look for CITI Prequal yesterday, and nothing is working. Suddenly I saw this on their website, and now it's doing the Pre-qual, err Pre-Selected: Citi Credit Card - Check Pre-Screened Card. AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k.Re: Are the Navy Federal Prequalify recommendations Accurate. I did it from my computer on main page of Navy federal. Clicked the loans and Credit card link at the top and then scrolled down to half down on page and saw the blue …MI. $. Get pre-approved for a Capital One credit card with no impact on your credit score. Find out if you're pre-approved in as few as 60 seconds.Capital One has prime cards, Quicksilver is likely available. The question about "easiest" needs to now consider if any Chase cards are something OP wants. The 5/24 limit comes into play, so a Chase Freedom card may be useful. High Bal Jan 2009 $116k on $146k limits 80% Util. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727.Overstock.com preapproval --- APPROVAL. Congratulations! Your Overstock.com Store Card has been approved for a credit limit of $2500! Your card and a 10% off coupon are ready to use at checkout. I was reading about all this with Overstock and thought I would give it a try. SP and $2500 limit. It was definetly worth the 5 minutes i put into it.myFICO makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. See how it works, and learn how we can help you. View Plans. Video transcript. FICO Scores. Get the right score for your credit goals. FICO ® Scores are the only credit score used by 90% of top lenders.The Bottom Line. Getting prequalified for a mortgage won't hurt your credit score and has numerous benefits, especially if you're competing against multiple buyers …Apr 1, 2020 · Re: CHASE PRE-QUALIFIED. Hello and welcome to the forums! A solid APR is a good indicator of approval. It is always a YMMV situation with any preapproval and is never guaranteed, unfortunately. The reason your APR changed is due to federal prime rate dropping a full percentage point on 3/16; any cards with variable APR just went down a point ...Re: Walmart Card Approved (Pre-Qualify Link) Thank you all. For whatever it's worth, after I received the instant approval, at the bottom is stated that the card would arrive in 7-10 days and would need to be activated before it could be used and that I would have to use an alternate method of payment until then and there was a 'Continue ...The prequal was pretty emphatic at the top of the screen, which is distinctly different than when my sister did a prequal (They invited her to proceed, but it didn't say "You're Pre-qualified!"). In my wallet: Apple $5,000, local CU $15,000, Bread AMEX $5,000. In my sock drawer: A few other cards. Current scores (EQ, EX, TU): 787, 788, 796.Find out if you are eligible for a Citi credit card with a simple pre-screen process. Enter your invitation code and personal information to see your customized offer. No impact on your credit score. Apply online and get a decision in minutes.I am a frequent shopper of Amazon. In all of the past few years, I never had "the ___insert name here___, Get the Amazon.com rewards cart and get $30 off instantly" phrase show up on the shopping cart page until two days ago and it's been there since. I'm most likely not going to apply until Decembe...Thanks for any info on these questions. My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green. EQ 810 (Fico), EX 806 (Fico), TU 815 (Fico) Message 1 of 2.But yeah Mission Lane in their website had their prequalified application page and I filled it out. It came back as me being preapproved and wanted me to finish the application. I then left their website and received 2 emails this morning reminding me that I am super close to finishing the application and congratulations for being prequalified lol.I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...Re: Pre-Qualified Capital One. @mcl90 wrote: I'm trying to rebuild my credit after some bad decisions and bad circumstances. I took the first step a few months ago and got myself a Discover It secured card and have been using it for bills and my weekly grocery purchase. I pay the balance every Sunday. My score went from 580 to …I randomly checked American Express' prequalify website, and pre-qualified for 3 cards. I applied for one of them, their amex gold card, and was declined. The reason was because of a previous account I had with them, that was included in my chapter 7 bankruptcy. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters ...May 26, 2020 · So apparently Discover has two prequalify links one that only asks for name and last 4 and one that wants all info. Which is valid and does - 6033610I was prequalifed when cheked online by jun 2021 and i was amazed because i have a small amount burned amex via chap 7 by may 2015 (1,5k) and was authorized user for 8500 limit and almost 4k amonth spent Finally tried to use own before 2022 hit went to site start via prequalify to make sure Bo...Mar 3, 2020 · Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...Hi all! I was surfing through BOA website and Citi site last night to see if they still offer prequalify for any of their cards out of curiousity. I can't find for BOA, so i checked here, and used the self inquiry. Comes up doesn't exist any longer. I have a Citi Drivers Edge and wanted to see ...I've read that US Bank starts at $500 most of the time. AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500.Apr 28, 2019 · Re: New AmEx Pre-Qualify Tool for Business Cards Nada for me. 1 amex biz revolver and 1 amex personal revolver, both a month and a half old, biz is 1 year old. Message 9 of 37This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.Mine didn't show my CL per se, for the cards it lists it shows the CL range (e.g. $300 - $3,000). If you go to the page where they let you compare all the cards, you will see repeat cards several times as they list in the far left column your credit 'rating' (Low/Avg/High), so that a Chase Platinum in Average Credit will show $300 - $3000 and the same card in Good Credit will show $500 ...Re: WF Pre-Qualification Accuracy. I would never get a pre-qualification offer through the online WF site logged into my banking account but they had been mailing me Reflect card offers for at least 6 months prior to applying as part of a spree and I got approved. Also surprised I got approved for the Bilt card as well on blind app as part of ...Prequalified Auto Loan? My son is looking to buy a car from a family member (not a dealer) at a very good price but he does not have enough to completely pay for it and is looking to either: 1. Get a personal loan using the car as collateral. 2. Get an auto loan. Difference would only be around 3K for 9K vehicle.Re: Pre-Qualified Capital One. @mcl90 wrote: I'm trying to rebuild my credit after some bad decisions and bad circumstances. I took the first step a few months ago and got myself a Discover It secured card and have been using it for bills and my weekly grocery purchase. I pay the balance every Sunday. My score went from 580 to 610 pretty quickly.Chase Prequalify Tool Question. I am interested in applying for the Chase Sapphire Perferred Card. When I use their prequalify tool, I get this message. We are unable to locate any offers for you at this time. This may be because you have opted out of "pre-screened" offers from Chase and other companies or you have recently responded to another ...1.Had an intital card through BB&T from Oct,2021. 2.Had SI, over $150,000 and other income $40,000. 3.Never used the initial card, ever. 4.Never opened a checking or any other product. 5.Original Equifax Fico was about or near 790/FICO 8,crap load of inquires and new accounts.I periodically checked US Bank for prequals hoping one would pop up for the Altitude Reserve. But, as of a few days ago the links are no - 5602838Re: CHASE PRE-QUALIFIED. Hello and welcome to the forums! A solid APR is a good indicator of approval. It is always a YMMV situation with any preapproval and is never guaranteed, unfortunately. The reason your APR changed is due to federal prime rate dropping a full percentage point on 3/16; any cards with variable APR just went down a point ...Can anyone give me links to online prequalify sites so that I can check w/o hard-pulls which cards might make the most sense for me to - 177684 - 4As an example you may see a Special Offer For You with a 50,000 MR sign up bonus for the AMEX Gold card whereas the normal SUB is 35,000 points. If you want to see a preapproval you have to click through their preapproval link and be specifically told you're pre-approved. (3/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850.One of the most significant new cruise ships scheduled to debut in 2020 has been delayed. One of the most significant new cruise ships scheduled to debut in 2020 has been delayed. ...Navy Federal Credit Union is the largest credit union in the U.S. with assets in excess of $171 billion, serving over 13.5 million people around the world and with over 350 branches worldwide. The ...Can anyone give me links to online prequalify sites so that I can check w/o hard-pulls which cards might make the most sense for me to - 177684 - 2Re: Pre-Qualified Capital One. @mcl90 wrote: I'm trying to rebuild my credit after some bad decisions and bad circumstances. I took the first step a few months ago and got myself a Discover It secured card and have been using it for bills and my weekly grocery purchase. I pay the balance every Sunday. My score went from 580 to …I did pre approval with no HP to check mission lane because they are a starter card that does very generous CL increse, and I think some even have rewards. they have a good system of either no AF and up to a 59$ af but some people have 19$ af. I stupidly opened a mission lane card and should have...Can virtual reality help with the treatment of schizophrenia? This podcast episode dives in to find out! Virtual reality has moved beyond gaming and is an emerging technology in th...How solid are Capital One's Pre-Qualify Offers? I currently have the Capital One Quicksilver One with a 3K limit. I've had it for 4 months, and it's my daily driver. I make multiple payments each month. Here are my data points: 11% UTL (My actual UTL 5%) with a total credit limit 101,750 (AU on sister's 4 accounts with a total 73,100), and my ...(Edited to add the prequalify link, sorry! Again, when I used the desktop, it went to the regular apply page, but when I used my phone as someone on another post suggested previously, it went to the prequalify page. Hope this helps! Capital One Walmart Rewards Card | Capital One https://www.capita...They're the ones that triggered the bogus HP on my Experian report last fall when they mistyped the member # on an in-branch CC application. I sporadically gave status updates in GC over the more than 2 months it took for them to finally correct it. (12/2023) FICO 8 (EX) 828 (TU) 841 (EQ) 848. FICO 9 (EX) 850 (TU) 850 (EQ) 850.1- Which cards out there do soft pull credit pre-approvals. 2- Have good starting limits. 3- soft pull CLIs. I haven't got a card in a couple years and my overall utilization is pretty good. I pay in full every month, but want that lower utilization % so I can keep my credit score climbing- currently around 822.Many of the national RV lender's require scores north of 700+ but there are still some that will lend to people with scores like yours. OP, this would be an excellent time for you to implement AZEO (all zero except one) on your cards. Two of your scores would hop above 700 for sure, if not all three. Message 5 of 19.Does this mean my business has been prequalified? I do not see any APR or anything however. - 3750815hi all, Just went on the discover prequalify site and was wondering if anyone knew how accurate it was? Also which cr do they pull? - 4050669Re: Walmart Card Approved (Pre-Qualify Link) Thank you all. For whatever it's worth, after I received the instant approval, at the bottom is stated that the card would arrive in 7-10 days and would need to be activated before it could be used and that I would have to use an alternate method of payment until then and there was a 'Continue .... Two weeks ago when i logged into my checking Discover Pre Approval. Looking for some Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Buckle Credit Card Pre Approval Help. Hey guys, In checking out today on the online store I got a pre approval message from BUCKLE retail store that I have been Pre Approved for a 250.00$ card. I accepted to take advantage of the 10% off, but I got the dreaded 7-10 day message!!! ARGH! I tried the PenFed online "Pre-Qualify" too Congrats!!! It should grow pretty quickly, based on your TU score. My Belk card started a year ago at $300, now, it's at $7000. Use it wisely!!! And keep check on your email for random card member only discounts. Current FICO 8s: Ex 768, Tu 741, Eq 741. Current FICO 9s: Ex 775, Tu ?? Citi AAdvantage Platinum Select $23.6k Approval. [. 1. 2. ] b...
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