APR on Citi's site is between 17 and 24%. She had a Citi card in the past that's been closed, never any negatives on it. No derogs now, has student loans that are being consolidated but showed a 120 day late as recently as January. UTL is 21%. Scores are EX 626 (3 inq's) TU 644 (2) and EQ 642 (6) as of 4/19.Amex Marriott Business (5k limit) October 2021. Alaska Business (1.1k limit) October 2021. Chase Southwest Priority (5k limit) December 2021. Chase Ink Preferred (5k limit) March 2022. Barclays AA Biz (1k limit) April 2022. Chase Ink Cash (3k limit) May 2022. Amex Marriott Brilliant (7.5k limit) May 2022.Re: Care credit approval odds and starting limit. I cold-apped last October with TU around 660, a late-2014 BK on my record, 8 credit cards all less than 2 years old, and utilization hovering around 16%. Approved for $4K, and yesterday I scored a whopping $11K CLI on the card (which actually makes me a bit concerned for the prospects of …Your Bank of America Unlimited Cash Rewards Business Card approval odds are good if you are a business owner with a personal credit score of 750+, which is considered at least excellent credit. Approval odds for the Bank of America Unlimited Cash Rewards Business Card will be influenced by your annual income and existing debts. Applicants will also need to be 18+ years old, and have a U.S ...Re: Chase Sapphire Preferred - Approval Odds. Yes, typically a 7-10 message can go in either direction. If you have a pretty solid profile and given you indicated a previous pre-approved/approved offer online, it's likely just a verification instance. Just follow the instructions on the letter.What You Need for Good Capital One Platinum Card Approval Odds. 640+ credit score. Enough income to pay credit card bills. Low debt relative to income. Low housing costs relative to income. U.S. mailing address. Age of 18+. Social Security Number. Keep in mind that many of these are guidelines rather than requirements.Your Wells Fargo Reflect approval odds are good if you have a credit score of 700 +, which is considered good credit. Approval odds for the Wells Fargo Reflect Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.Jan 22, 2024 · Rural King Announces Launch of New Rural King Rewards VISA Credit Card with 5% back in RewardsThe Wells Fargo credit card approval odds are best for people who have at least good credit (a credit score of 700+). Just keep in mind that the higher an applicant’s credit score is, the higher their approval odds are likely to be. However, your approval odds will be influenced by several other factors, as well. For example, applicants must …High Approval Odds. Store credit cards generally have high approval odds, so if you have good credit (which is around 650+), you will likely be approved for this card. Up to 72 Months Free Financing. If you are making a large purchase, definitely take advantage of free 0% financing! This is an incredibly long promotional period compared to ...Banking with them in any capacity definitely makes a difference though. Here is my approval info: USB Altitude Go instant approval DP. Pulled EQ which was likely ~745. For inquiries EQ is 2/3, 2/6, 4/12. New accounts are 2/3, 2/6, 6/12, all reporting.Capital One QuicksilverOne Cash Rewards Credit Card: Capital One Platinum Credit Card: Petal® 1 "No Annual Fee" Visa® Credit Card: Rewards rate. 1.5% cash back on all purchases: Rewards rate. None: Rewards rate. None: Credit limit. See terms: Credit limit. See terms: Credit limit. $300-$5,000: Annual fee. $39: Annual fee. …Looking through the online reviews for this card, it seems that most users who were instantly approved had credit scores of 700 or higher, though some reviews can be found reporting approval with credit scores in the mid-600s.One reviewer even reports being approved despite a four-year-old bankruptcy.. Of course, a higher credit score will mean a better credit limit, as evidenced by one ...The OpenSky® Plus Card also has a $0 annual fee. Easiest Credit Cards to Get with No Credit (May 2024) OpenSky® Plus Secured Visa® Credit Card: No Credit Check. Capital One Platinum Credit Card: No Deposit. Capital One Quicksilver Secured Cash Rewards Credit Card: Unlimited Cash Back.NerdWallet's . Best Credit Cards to Build Credit of June 2024. Chase Freedom Rise℠: Best for No-annual-fee card with rewards Chime Secured Credit Builder Visa® Credit Card: Best for Easy ...Welcome to the forum. 2. Yes applying in a branch does improve your chances. 3. No they don't manually approve it. 4. I would suggest waiting until your scores are higher. Total revolving limits 710800 (590300 reporting) FICO 8: EQ 712 TU 710 EX 710. Message 7 of 8.Chase credit card approval odds are best for people with a credit score of 700+. That means you’ll need at least good credit to be approved. Chase credit card approval odds will also be influenced by the applicants’ annual income and existing debts. Plus, applicants will need to be 18+ years old with a U.S. mailing address and a Social …Fico was around 795. They are one my best cards as I was able to go to a $8k and now $13k CL's all with SPs. Like @Remedios said I would give your approval a low chance, since you have things going on with credit and a new mortgage. Message 8 of 13.May 6, 2024 · The minimum recommended credit score for this credit card is 640, but that doesn’t guarantee approval. To improve your chances, you should also focus on other factors, such as income, debt levels, and credit history. In this article, we’ll discuss strategies to increase your odds of approval for the Ulta credit card.CURRENT CARDS. Alaska Signature Visa $30,000 (12/2003) Chase Sapphire Preferred $10,000 (02/2020) Chase Freedom Unlimited $10,000 (03/2021) Chase Amazon Visa $25,000 (07/2022) BofA KLM/Air France World $20,000 (07/2023) * Personal credit cards approved for in the past 6 months: 1. * Personal credit cards approved for in the past 12 months: 1.The Blue Cash Preferred Card is one of the most lucrative cards on the market due to its exceptional cash back program, offering a competitive 3% cash back at U.S. gas stations and transit; 6% back at U.S. supermarkets (up to $6,000 in purchases a year, then 1%); 6% back on select U.S. streaming subscriptions; and a $250 statement credit after you spend $3,000 in purchases within the first six ...You can calculate your credit utilization by dividing how much you currently owe by your credit limit. For example, if you have a total of $8,000 in credit available on a credit card and a balance of $4,000, your credit utilization rate is 50%. It's generally recommended to keep your credit utilization under 30%.Banking with them in any capacity definitely makes a difference though. Here is my approval info: USB Altitude Go instant approval DP. Pulled EQ which was likely ~745. For inquiries EQ is 2/3, 2/6, 4/12. New accounts are 2/3, 2/6, 6/12, all reporting.Too Many Credit Cards. Photo: Joe Raedle. Late payments. Number of accounts. Derogatory marks. The average age of your open accounts. Number of hard credit inquiries. Credit card utilization. Credit mix or account mix: Revolving credit, such as credit cards, and installment loans, including auto, mortgage, and student loans.New Accounts: 5/24 3/12 0/6 0/3. Card List: Store CC = Dec 2018 US Bank Cash+ = Oct 2020 BofA Customized Cash = Jan 2021 Store CC = Feb 2021 Apple = Mar 2021 US Bank Altitude Go = July 2021. Scores: Experian = 760* Equifax = 736 Transunion = 739. *They pulled Experian before so I'm expecting them to pull it again. 5. 14 Share.Cameron DiGiovanni, Writer. @cdigiovanni20 • 01/15/24. Citibank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a Citibank credit card.As you can see below, a 691 credit score is considered Good. For context, the average credit score in America is 718. Credit Score. Credit Rating. % of population[1] 300 – 579. Poor. 16%. 580 – 669.Citi Double Cash Approval Odds + Question About Utilization. I've had my first credit card for almost a year, with every payment made on time and in full with a FICO score (according to Discover's scorecard) of 738. Credit Karma shows me a Vantage 3.0 score of 731 for TransUnion and 745 for Equifax. I'm 19 making ~$13k a year part-time while in ...Aug 24, 2020 · 3. Improve or Maintain Your Good Credit Scores. When you apply for any type of financing, credit cards included, there’s a high probability that the lender will check your credit score to assess the risk of doing business with you. The higher your score, the better your odds of approval and receiving attractive terms.There are a many ways to check your credit score for free and you can access your full credit report from each of the three major credit reporting agencies for free at least once a year. Credit ...MATTOON, Ill., Jan. 22, 2024 /PRNewswire/ --...In fact, the Bureau for Consumer Financial Protection’s latest Consumer Credit Card Market Report notes that credit card approval rates have been declining since 2015, with a large 10 percent to ...Re: Rural King Visa Signature Approval $20K! Thanks so much @ simplynoir & M_Smart007. Starting FICO08 Scores 2016 All in the mid 500’s. Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831) “The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit) Message 10 of 27. 1 Kudo.The card has APR fixed at %18 but has 6 months intro %0. You get %5 CB at Rural King ( I live in Minneapolis so...) and %1.5 …Kings New York Credit Card Application for Unsecured Open End Credit. We use cookies to improve security, personalize the user experience, enhance our marketing activities (including cooperating with our marketing partners) and for other business use.Plus, you can earn 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. Credit One Visa has an annual fee ($75 intro 1st yr, $99 after), though. Best Unsecured Credit Cards with Instant Approval. Credit One Bank® Platinum Visa® for Rebuilding Credit. Petal® 2 Visa® Credit ...Maria Adams, Credit Cards Moderator. @m_adams • 03/19/24. Your Amazon Store Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Approval odds for the Amazon Store Card will also be influenced by your annual income and existing debts. In addition, every applicant will need to be 18+ …I wanted to know if it’s safe to apply for the American Express Gold card without much of a worry for being denied. FYI: I did get get pre-qualified for the card! Stats: Discover IT: Started at 2,000 CL in May 2021 and requested a CL increase and was approved ~1 month ago for a 3,500 CL. Petal 1: 750 CL July 2021. Experian: 707 as of 1/15/2022.U.S. Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a U.S. Bank credit card. Some U.S. Bank cards may give you higher approval odds than ...Credit Cards for Good Credit (670-739 Credit Score) This range includes the average U.S. consumer credit score — 714 — but there's nothing average about the benefits that can come from these credit card offerings. A good credit score helps lenders see you as an acceptable risk.These days, credit card rewards programs are prolific. We’re used to checking out at our local craft store, home improvement store, or coffee shop and being told that we have been ...Plus, you can earn 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. Credit One Visa has an annual fee ($75 intro 1st yr, $99 after), though. Best Unsecured Credit Cards with Instant Approval. Credit One Bank® Platinum Visa® for Rebuilding Credit. Petal® 2 Visa® …When you apply for a credit card, an issuer will pull your credit—which acts as a hard inquiry that briefly impacts your credit. Issuers will also ask you for additional information, like your income, to determine whether to approve you for credit and a certain credit limit. Once approved, you’ll likely receive a physical credit card within ...The easiest way to apply for the Kohl's Credit Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Capital One’s website. Alternatively, you can apply in person and by phone. Keep in mind that the Kohl's Credit Card requires Fair credit, which means you need a 640+ credit score for …THE CENTRAL MARKETVISA SIGNATURE® CREDIT CARD. CREDIT CARD. Earn 5% cash back when you shop Central Market and H-E-B brand products at either store 1, plus 1.5% cash back everywhere else 2. Apply now . See if you're approved with no impact to your credit score. 3.The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Establishing a positive payment history on a new cre...WalletHub, Financial Company. @WalletHub • 01/15/24. You can get the best Chase Freedom Unlimited approval odds if you have a credit score of 700 or better. This means that this card requires at least good credit for high chances of approval. While your credit score is one of the most important factors, there are also various other factors ...Chase credit card approval odds are best for people with a credit score of 700+. That means you'll need at least good credit to be approved. Chase credit card approval odds will also be influenced by the applicants' annual income and existing debts. Plus, applicants will need to be 18+ years old with a U.S. mailing address and a Social ...670+ Credit Score For the Amex Business Gold Card. If you’re considering applying for the Amex Business Gold card, we recommend you have a personal credit score of at least 670 or higher — or a business credit score of at least 75 or higher to maximize your chances of approval. With that said, it is important to be clear about the …The best unsecured credit card with instant approval is the Credit One Bank® Platinum Visa® for Rebuilding Credit because it accepts people with bad who pre-qualify. Plus, cardholders can earn 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services spent on purchases.If your application is approved, you will receive your new card in the mail in 7-10 business days. If you don't get approved for a Walmart Credit Card, don't worry. There are plenty of other credit cards for people with fair , limited and even bad credit. If you're trying to build or rebuild your credit, secured cards are an excellent option.The Marriott Bonvoy Boundless Credit Card is appealing because of the annual free night certificate and Marriott elite status shortcuts it offers, all with an annual fee under $100. While you don't need perfect credit to get the Marriott Bonvoy Boundless Credit Card, you typically need a good score of at least 670.01-06-2020 03:42 PM. Rural King Visa Signature Approval $20K! Would like to thanks my friend @ Gmood for being sorta the genuine pig on this one. 😉😆 Although there is actually …There are a many ways to check your credit score for free and you can access your full credit report from each of the three major credit reporting agencies for …Cardholders also get a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies. Balance transfers made ...FICO 8 Credit Score is 652 (due to high utilization on one my cards), Credit history is 1 year and 1 month long, no missed payments, 5 cards open with a total credit limit of 24k (pretty sure Amazon Visa is exempt from 5/24), I already have the Sapphire Preferred (opened on May 18th this year) and Total Checking with Chase.5. The card doesn't come with many perks. Many hotel cards — even some with no annual fee — come with valuable extras like elite status, free nights and annual spending bonuses. The World of ...Browse credit cards from a variety of issuers to see if there's a better card for you. Browse Offers. jazzyvar84. Regular Contributor ... Permalink; Print; Report Inappropriate Content 01-25-2020 01:36 PM 01-25-2020 01:36 PM. PenFed Approval Odds? Before anyone beats me up, I have decided to wait one year after my last application to ...With that said, what do you think my approval odds are with: TU 758; 4 INQ going back 19 months (per Credit Karma & Nerd Wallet) 7 Cards opened in last year (5 personal, 2 business) No late payments; UTIL 9% . I feel since Chase is going to hold me back due to 5/24 for over a year, the US Bank Cash+ card would be a good card to grab with the 5% ...Below you'll find approximate approval rates for general-purpose credit cards in 2018 at each credit score tier. Superprime. 720 or greater. 80% approval. Prime. 660 to 719. 60% approval. Near ...Re: Rural King Visa Signature Approval $20K! Thanks so much @ simplynoir & M_Smart007. Starting FICO08 Scores 2016 All in the mid 500’s. Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831) “The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit) Message 10 of 27. 1 Kudo.PenFed credit card approval odds are best for people with a good credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a PenFed credit card. Some PenFed cards may give you higher approval odds than others, though, …Family Owned & Operated. Over 130 Stores in 13 States. Over 100,000+ Products. A store for the ages.Our pick for: Low deposit. The Capital One Platinum Secured Credit Card requires a security deposit, as do all secured credit cards. But while most cards require you to put down a deposit equal to ...Answer SHARE 2 0 Ask New Question. Cameron DiGiovanni, Writer. @cdigiovanni20 • 01/08/24. Your Milestone Credit Card approval odds are pretty good as long as you aren't carrying too much debt and you don't have major red flags such as an ongoing bankruptcy on your credit report. You'll need enough income to pay your bills each month, too.And unlike online pre-approvals that may return results for multiple cards with the highest odds of approval, PNC Bank's mailed or e-mailed pre-approval offers will be for one specific credit card. If you wish to respond to a PNC Bank pre-approved offer received by mail or e-mail, visit the website listed in your offer and enter the enclosed ...Cons: Whenever you apply for new credit, you run the risk of being denied. It is also possible that the application will add a hard inquiry to your credit report. Too many hard inquiries in a short period of time will lower your score, making it even harder for you to get credit. This is why you want to apply for cards for which you have the ...Experian: 684 w/5 inquiries (3 loan, 2 credit cards) Equifax: 679 w/2 inquiries (2 Credit Cards) Transunion: 699 w/1 inquiry (1 Credit Card) According to Credit Karma I have "excellent" approval odds for the Unlimited Cash Rewards Card from BofA. I know the approval odds on CK are based on a mixture of similar credit profiles and paid advertising.Approval requirements for AMEX charge cards are actually pretty low; AMEX charge cards are usually pretty easy to get. I think you should have decent odds of getting approved. However, you still have room to improve. As the rose gold is around until january (can't remember exact date, but u should check it), I'd recommend waiting until late ...In addition to rewards on Wayfair purchases, the Wayfair credit card offers cardholders special $0 down, 0% APR financing options on larger purchases with the retailer. Here’s how the card’s financing offers break down, through March 31, 2022: 6 month financing on orders over $199. 12 month financing on orders over $499.Jan 22, 2024 · The card replaces the Rural King Harvest Visa, with existing cardholders automatically being moved to the new product. With the Rural King Rewards Visa, customers can earn 5% back in rewards on Rural King and RK Gun purchases. Plus, cardholders can also earn 3% rewards on gas purchases, 3% on groceries, and 3% on dining (including fast food).1. There are two versions. The Tractor Supply credit card has two versions, both issued by Citi. Both offer the same store rewards on purchases within the Tractor Supply family of brands, and the ...Cameron DiGiovanni, Writer. @cdigiovanni20 • 01/15/24. SoFi credit card approval odds are best for people with good credit scores of good+, enough income to pay the bills, minimal debt, and steady employment. Each applicant will also need to be 18+ years old with a U.S. mailing address and an SSN.While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t...The United Explorer card is issued by Chase, which has a good customer service reputation. In J.D. Power's 2023 customer satisfaction survey, the bank scored 607 - fifth highest out of 16 major credit card issuers. In addition to 24/7 customer service, Chase offers a highly-rated mobile app.The card replaces the Rural King Harvest Visa, with existing cardholders automatically being moved to the new product. With the Rural King Rewards Visa, customers can earn 5% back in rewards on Rural King and RK Gun purchases. Plus, cardholders can also earn 3% rewards on gas purchases, 3% on groceries, and 3% on dining (including fast food).Regular Contributor. 12-03-2019 09:19 AM. Re: Rural King Harvest Visa APPROVED!!!! Thanks guys, lol, one thing I wanted to add, once you send back the signed docs, they send you a link to retrieve your account number and expiration date for interim purchases until you recieve your actual card, it seems as if you have to set up an online account ...I saw another member had applied for and was approved for this card, I have a Rural King store close to my home, so I decided to apply on - 5828795. Skip Navigation. How It Works; Pricing; ... Types of Credit; Credit Card Approvals; Rural King Harvest Visa APPROVED!!!! Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float ...With that said, what do you think my approval odds are with: TU 758; 4 INQ going back 19 months (per Credit Karma & Nerd Wallet) 7 Cards opened in last year (5 personal, 2 business) No late payments; UTIL 9% . I feel since Chase is going to hold me back due to 5/24 for over a year, the US Bank Cash+ card would be a good card to grab with the 5% ...Your Delta Reserve Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Delta Reserve Credit Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.. Applicants with a credit score of 700 or higher an3. Improve or Maintain Your Good Credit Scores. When you apply The Mission Lane Card credit limit is around $300 to start in most cases, according to forum posts, and some cardholders report limits as high as $4,000. Mission Lane does not include any specific credit limit information in the card's terms and conditions, though. Mission Lane credit card limits depend on each applicant's overall ...To break it down further, eBay Credit Card earned a score of 5.0/5 for Fees, 1.8/5 for Rewards, 2.5/5 for Cost, and 3.6/5 for User Reviews. Info about the eBay Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details. Video. Home. Live Based in Los Angeles. Current cards: (list cards, limits, opening date) First Tech Federal Credit Union (~10K) (Mar 2023) Bilt (~1.5K Aug 2023) Oldest account age: 9 MONTHS. Income: e.g. $230,000. Average monthly spend and categories: rent $2750. dining $1200.Submit an application for a new card. Await approval. Receive approval decision. If approved, wait 5-7 business days to receive your new card in the mail. If denied, consider calling the credit ... The minimum recommended credit score for this credit ca...
Continue Reading